Poland salary & tax calculators 2026
Gross-to-net salary, self-employed, VAT and hourly calculators for Poland, tax year 2026 — every figure read from official primary sources.
Calculators
Poland net salary calculator 2026Work out your take-home pay in Poland (umowa o pracę) for 2026. The calculator deducts employee ZUS social insurance (13.71% — pension, disability and sickness), the 9% health contribution on gross minus ZUS (not tax-deductible), and PIT income tax at 12% up to 120,000 PLN and 32% above, less the annual tax-reducing amount (3,600 PLN) and deductible costs. Standard single employee, one employer.Open →Poland VAT calculator 2026Add VAT to a net amount or remove it from a gross amount. Poland applies a standard rate of 23% and reduced rates of 8% and 5%.Open →Poland self-employed tax calculator 2026Estimate take-home income as a Polish sole trader (działalność gospodarcza) on the progressive scale for 2026. It deducts standard "duży ZUS" social contributions on the statutory base (tax-deductible), the 9% health contribution (with a minimum, not deductible), and PIT at 12%/32%. The linear (19%) and ryczałt regimes are not covered. Enter your annual net income (after costs).Open →Poland hourly ↔ annual salary converter 2026Convert pay between hourly, daily, weekly, monthly and annual, based on your weekly hours.Open →
Tax guides
- How Income Tax (PIT) Works in Poland (2026): 12%/32% Scale and the Tax-Free AmountPolish PIT for 2026: 12% on income up to 120,000 PLN, 32% above, 30,000 PLN tax-free amount, koszty deductions, and why health is not deductible.
- Social Insurance (ZUS) and Health Contributions in Poland (2026): Employee Rates ExplainedPolish employee ZUS for 2026: 13.71% breakdown (pension 9.76%, disability 1.5%, sickness 2.45%), the annual ZUS cap, and why health 9% is not deductible.
- Self-Employed Taxes in Poland (2026): ZUS, Health Contribution and PIT on the Progressive ScalePolish self-employed taxes 2026: duzy ZUS fixed base 5,652 PLN/month, health 9% with a minimum, 12%/32% PIT scale, and linear/ryczalt alternatives noted.
- How VAT Works in Poland (2026): Rates 23%, 8%, 5%, 0% and Registration RulesPolish VAT for 2026: standard 23%, reduced 8%, second reduced 5% for food and books, zero rate 0% for exports, and when you must register for VAT.
- Debt Relief & Personal Insolvency in Poland (2026): How It WorksPoland's upadlosc konsumencka (consumer bankruptcy) under Prawo upadlosciowe lets natural persons discharge debts via liquidation or a repayment plan.