Debt payoff calculator 2026
Pay off several debts faster. Every debt gets its minimum, and any extra — plus the freed-up minimums of cleared debts — is thrown at one debt at a time. Compare the avalanche method (highest interest first, least total interest) with the snowball (smallest balance first, quick wins).
Strategy
Debt-free in2 years 10 months
- Debt-free in34 months
- Total interest€2,068.99
- Total paid€14,068.99
| Debt-free in | Total interest | |
|---|---|---|
| Avalanche | 34 | €2,068.99 |
| Snowball | 34 | €2,068.99 |
Over time
Credit cardConsumer loan
Illustration only, not financial advice. Assumes a constant rate and regular intervals; real products vary. Verify with a professional.