About paycalceu

What this site is

paycalceu helps you understand your money in Europe. It covers gross-to-net salary, VAT, self-employed tax and hourly-to-annual conversion per country, a set of country-agnostic finance calculators (compound interest, loan, savings, inflation, retirement, debt payoff, rent vs buy, pay rise), and a cross-country tool that compares net take-home pay across the Eurozone, adjusted for cost of living. Everything is free, needs no signup, and every calculator can be embedded on other websites.

How the numbers are sourced

Every tax rate, threshold and social-security contribution is read from official primary sources — national tax authorities and social-security bodies — for the 2026 tax year. Nothing is guessed or copied from other calculators. Each country page shows a freshness strip stating when its rates were last verified and how many values it is based on. When a rule cannot be confirmed from a primary source, the corresponding calculator is not published rather than shipped with an estimate.

Independent and privacy-first

This is an independent project, not affiliated with any tax authority, bank or employer. The calculators run entirely in your browser, so the salaries and amounts you type never leave your device and are never sent to us. Analytics are anonymous and load only if you accept cookies. See the Privacy Policy for the full detail.

Who runs it

paycalceu is built and operated by Radim Sekera (sekera.dev). For corrections, questions or embedding, write to info@paycalceu.com.

Important disclaimer

The calculators are for information and estimation only. They are not tax, legal or financial advice, and results can differ from an official assessment because of individual circumstances the tools do not capture. Always confirm figures that matter with the relevant authority or a qualified adviser before making a decision.

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