Germany salary & tax calculators 2026
Gross-to-net salary, self-employed, VAT and hourly calculators for Germany, tax year 2026 — every figure read from official primary sources.
Calculators
Germany net salary calculator 2026The calculator subtracts social insurance (health, long-term care, pension and unemployment), income tax under §32a EStG, the solidarity surcharge and optionally church tax. All 2026 rates come from official primary sources.Open →Germany VAT calculator 2026Add VAT to a net amount or remove it from a gross amount. Germany applies the standard rate of 19% and a reduced rate of 7% (§12 UStG).Open →Germany self-employed tax calculator 2026The calculator computes net income for German self-employed individuals (Selbstständige / Freiberufler): it deducts health insurance (KV — Krankenversicherung), long-term care insurance (PV — Pflegeversicherung) and optionally pension insurance (RV — Rentenversicherung), income tax under §32a EStG with the §35 trade-tax credit for Gewerbetreibende, the solidarity surcharge (Solidaritätszuschlag), and optionally church tax (Kirchensteuer) and trade tax (Gewerbesteuer) from annual profit. Liberal professions (Freiberufler, §18 EStG) are exempt from Gewerbesteuer; traders and commercial businesses (Gewerbetreibende, §15 EStG) must supply a municipal Hebesatz multiplier. All 2026 rates come from official primary sources.Open →Germany hourly ↔ annual salary converter 2026Convert pay between hourly, daily, weekly, monthly and annual, based on your weekly hours.Open →
Tax guides
- Germany Income Tax 2026 Explained: Brackets, Allowances and SurchargesHow German income tax works in 2026 — Grundfreibetrag €12,348, five zones to 45 %, solidarity surcharge and church tax explained.
- Germany Employee Social Contributions 2026: Rates, Ceilings and Special RulesGermany employee social insurance 2026 — health, care, pension and unemployment rates, earnings ceilings, child discounts and Midijob rules.
- Germany Self-Employed Taxes 2026: Freelancers, Trade Tax and Social InsuranceTaxation of German freelancers and sole traders 2026 — income tax, full social insurance, Gewerbesteuer, the §35 credit and planning tips.
- Germany VAT 2026 Explained: Rates, Calculations and the Kleinunternehmer ExemptionGerman VAT in 2026 — 19 % standard, 7 % reduced (restaurant meals from 2026), 0 % solar — formulas and the small-business exemption explained.
- Debt Relief & Personal Insolvency in Germany (2026): How It WorksGerman consumer insolvency (Verbraucherinsolvenzverfahren) leads to Restschuldbefreiung (debt discharge) in 3 years under the InsO.