Finland salary & tax calculators 2026
Gross-to-net salary, self-employed, VAT and hourly calculators for Finland, tax year 2026 — every figure read from official primary sources.
Calculators
Finland net salary calculator 2026Work out your take-home pay in Finland for 2026. The calculator deducts TyEL pension (7.30%), unemployment insurance (0.89%) and paivarahamaksu (0.88%) from gross, computes puhdas ansiotulo after the EUR 750 standard deduction, then applies the five-bracket state tax (12.64%-37.50%) with tyotulovahennys credit, municipal income tax at the national average 7.57%, sairaanhoitomaksu (1.10%) and YLE broadcasting tax. Single employee, no church tax.Open →Finland VAT calculator 2026Add VAT to a net amount or remove it from a gross amount. Finland applies a standard rate of 25.5%, a reduced rate of 13.5% (food, restaurants) and 10% (books, medicines, transport).Open →Finland hourly ↔ annual salary converter 2026Convert pay between hourly, daily, weekly, monthly and annual, based on your weekly hours (default 37.5 h).Open →
Tax guides
- How Income Tax Works in Finland (2026): State Scale Plus Municipal TaxFinland 2026 income tax: a progressive state scale (12.64% to 37.5%) plus municipal tax (avg 7.57%), reduced by the work-income credit and other deductions.
- Social Contributions in Finland (2026): Pension, Unemployment and HealthFinland 2026 employee contributions: TyEL pension 7.30%, unemployment 0.89%, health (sickness) about 1.98%. Deductible from taxable income. Plus the YLE tax.
- Self-Employed Tax in Finland (2026): YEL Pension and Income TaxFinland 2026 self-employed: YEL pension insurance 24.4% of confirmed YEL income (22% discount for new entrepreneurs), income tax on the same state + municipal scales.
- How VAT (ALV) Works in Finland (2026): 25.5% Standard, 13.5% and 10%Finland VAT (ALV) 2026: standard 25.5%, reduced 13.5% (food, restaurants) and 10% (books, medicines, transport, accommodation). Verify with Vero.